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Liability Insurance

WHAT

Provides protection for claims brought against us (see Who is Protected) arising from incidents occurring during a sanctioned event that is under the direct supervision of a team or club official.

Provides protection for liability for:

1. Bodily injury and property damage.
2. Personal or advertising injury including false arrest, detention or malicious prosecution, libel, slander, and defamation or violation of
the right to privacy.

LIMITS

$1,000,000 per occurrence, $2,000,000 products/completed operations aggregate limit, $1,000,000 personal & advertising injury limit, $100,000 damage to premises rented to NJYS, $5,000 medical expense limit/any one person excluding participants, $1,000,000 Excess Liability. The policy has no deductible.

WHO IS PROTECTED

Individuals: registered players, registered coaches, and administrators.

Organizations: member clubs, member leagues, NJYS

WHAT IS EXCLUDED

  • Participation in a non-sanctioned event
  • Travel outside of New Jersey without permission to travel
  • Referee instruction courses
  • Private Camps

COVERAGE EXCLUSIONS

  • No coverage is provided to parents, coaches, or volunteers while using any automobile to transport team members or volunteers to any sanctioned event.
  • Worker's compensation claims
  • Nuclear energy claims
  • Use of a trampoline
  • Act of war or undeclared war (riot)
  • Terrorists Acts

CERTIFICATES OF INSURANCE

NJYS will issue Certificates of Additional Named Insured forfacilitates that our member clubs use. At the beginning of the seasonal year, we will issue updated certificates for all facilities that are currently on file. These certificates will be issued to those clubs that have completed and submitted their club registration form and fees for the new seasonal year. During the seasonal year requests for additional certificates should be directed to the NJYS office. This is a general outline of our General Liability Insurance coverage. For specific information, please contact the NJYS office